A person with a whole-life insurance policy has the option to cash it out and surrender the policy for its cash value. The cash-out option provides the policyholder with a lump sum of cash to use as he pleases, but it can affect his tax situation.

An estimated 200,000 cattle were injured, sick or dying when brought to slaughter, according to a 1999 survey conducted by the American Association of Bovine Practitioners. The total number of downed animals being slaughtered is actually much higher than that, however, because only cows, steers and

An infected tooth can lead to a tooth abscess, which is a collection of pus in or around the root. The accumulated pus may seep into the surrounding tissue and cause the formation of a gum boil. While it's always wise to consult a dentist, there are numerous home remedies for treating gum boils.

Sufferers of mold poisoning may experience headaches and fevers.headache image by Jarek Miarka from Fotolia.comExposure to mold mycotoxins is usually accidental, according to microbiologists J.W. Bennett and M. Klich. They also say that mold poisoning "is more likely to occur in parts of...

The lipid metabolism process is linked to the breakdown of carbohydrates and fat, both of which are fundamental elements of diabetes mellitus. Lipid metabolism occurs in the pancreas and many of the lipid metabolism steps are regulated by insulin. Insulin issues relating to both type 1 and type 2 di

Diatomaceous earth, otherwise known as Diatomite or DE, is a type of sedimentary rock composed of tiny fossilized organisms called diatoms. It has a number of functions, but is known for its use as a pesticide.

Many people believe they have food poisoning after eating something that tastes unpleasant. However, food poisoning is far more serious and is usually followed by dreadful symptoms that involve the digestive system. These symptoms can be difficult to control and treat and they can last anywhere from

Labels and placards identify hazardous materials and are required by the U.S. DOTspontaneously combustible class 4 placard image by k9dg from Fotolia.comHazardous materials pose a threat to the public. Millions of packages and shipments containing hazardous materials are transported...

Vitex, also known as chaste tree and monk's pepper, is a dried fruit widely believed in herbal and folk wisdom to be useful in treating "feminine" ailments. Its botanical name is Vitex agnus-castus. The University of Michigan Health System ranks it with three out of three stars for being "reliable a

There comes a time when your electric toothbrush will no longer do the work for you. When the rechargeable batteries on your Sonicare Elite have used the last of their charge, it is time to dispose of the batteries and purchase a new Sonicare Elite. Remove the battery to properly to recycle them;the

Carrots and turnips are acid free foods.carrot and turnip image by Warren Millar from Fotolia.comEating healthfully is something that concerns us all. At the same time, people are discovering that finding healthy food with the right balance of alkaline and acid foods is difficult. This is...

HPV, or the human papillomavirus, is a common sexually transmitted disease that affects tens of millions of people each year. The HPV vaccine, which prevents the contraction of HPV, can help prevent some of the diseases that HPV causes in some people.

Directed at the skin, light therapy has long proved effective in combatting acne and improving the signs of age. Light therapy combines ancient Greek secrets involving light exposure with modern science to produce effective anti-aging and sun damage treatments.

Many industries carry inherent risks and, even in those industries where risk is less prevalent, poor training or a lack of awareness can cause accidents or fatalities that could have been avoided. Safety regulations seek to ensure safe workplaces and an informed labor force. Regulations cover safet

When you're suffering from a salmonella enteritidis infection, this digestive condition is often a result of an egg-related salmonella bacterium, known as S. enteritidis. Within as little as two hours of ingestion, you can begin to suffer from its common symptoms, including nausea, vomiting, crampin

Swimming is a full-body workout that burns considerable amounts of calories per hour of exercise. Several websites and resources list the calories burned per hour. However, knowing the hourly total isn't as useful to some people, who may only have time for a quick workout, or wish to compare swimmin

Many types of massage are available, but one of the most popular and least time-intensive massages in the seated chair massage. This form of massage doesn't require any disrobing or the usual 30- to 60-minute investment of time that the more traditional forms of massage require. Just the same, the s