People often need an international insurance broker if they will be working or staying abroad. It is not always possible to have coverage provided from one's normal sources when traveling and people may need to find other sources for coverage.
Those who travel to countries like Mexico need to make sure that they have obtained an appropriate policy to cover their vehicle. The standard car policy that they have for a car they drive in the US is no good in Mexico. The laws and customs in this country are completely different than the ones in the United States. People who are involved in an accident should not automatically assume that the local authorities will treat them as they would be treated in the US. The fact is that people who have any sort of accident here, even a minor one, are subject to arrest and imprisonment until the matter can be sorted out as to determining who was at fault. For this reason, coverage that is not only valid here is important but it should also contain have a provision to pay for an attorney and legal fees. Without this, people can potentially remain in jail for extended periods of time.
American companies who send workers abroad will want to provide health and dental coverage for them that is valid in the new location. In that the standard coverage they may have here will not generally pay for claims that originate out of the United States, it may be possible to work with an international health insurance broker who can find the right policies for the company.
Small and medium size businesses that have dealings with Mexico will want to make sure that coverage for liability, worker's compensation and business property is correct and is for adequate dollar amounts. Working with a firm that has experience with these needs can be critical to finding appropriate services that can be used if needed.
People should not assume that any policy they have in the United State would provide any type of coverage for any mishap or event while they are living or working in Mexico. If they have any questions about this process, they will want to talk to someone with experience in providing these types of policies. They may want to find out about the nuances of Mexican law in regard to liability in a variety of situations. They should not automatically assume that American citizenship will guarantee them any preferential treatment in the event of an accident or dispute. Many times an international insurance broker can tell them what types of coverage they need and why.
Those who travel to countries like Mexico need to make sure that they have obtained an appropriate policy to cover their vehicle. The standard car policy that they have for a car they drive in the US is no good in Mexico. The laws and customs in this country are completely different than the ones in the United States. People who are involved in an accident should not automatically assume that the local authorities will treat them as they would be treated in the US. The fact is that people who have any sort of accident here, even a minor one, are subject to arrest and imprisonment until the matter can be sorted out as to determining who was at fault. For this reason, coverage that is not only valid here is important but it should also contain have a provision to pay for an attorney and legal fees. Without this, people can potentially remain in jail for extended periods of time.
American companies who send workers abroad will want to provide health and dental coverage for them that is valid in the new location. In that the standard coverage they may have here will not generally pay for claims that originate out of the United States, it may be possible to work with an international health insurance broker who can find the right policies for the company.
Small and medium size businesses that have dealings with Mexico will want to make sure that coverage for liability, worker's compensation and business property is correct and is for adequate dollar amounts. Working with a firm that has experience with these needs can be critical to finding appropriate services that can be used if needed.
People should not assume that any policy they have in the United State would provide any type of coverage for any mishap or event while they are living or working in Mexico. If they have any questions about this process, they will want to talk to someone with experience in providing these types of policies. They may want to find out about the nuances of Mexican law in regard to liability in a variety of situations. They should not automatically assume that American citizenship will guarantee them any preferential treatment in the event of an accident or dispute. Many times an international insurance broker can tell them what types of coverage they need and why.
