Credit Card Perks - Top Six Favorite Benefits Of Quality Credit Cards
When you are looking to get a new credit card, you may be getting more than what you bargained for, without you even knowing! We will describe top credit card perks here that everyone purchasing items or services with plastic would be well advised to know.
They can increase money in your pocket and provide you with extra peace of mind.
Who would mind that? The top credit card perks are: Travel cancellation insurance, car rental collision insurance, extended warranty on electronics, cash backs, price protections, and satisfaction guarantee.
These are our favorite ones.
Just make sure that all the products and services are purchased with the card for the perks to kick in.
Travel cancellation insurance Airlines are notorious for charging hundreds of dollars when you change your travel plans the last minute.
However, there are legitimate reasons for you to postpone or advance the trip.
So when the airline is not cooperating, just call your card company and request your travel cancellation insurance to kick in.
They will take care of the last minute travel cancellation fees.
Car rental collision insurance Just say no to any car collision insurance when you are getting your car rental.
This insurance is unnecessary when you are paying with the card.
Your insurance limit will be in the tens of thousands of dollars, so you will be well protected.
Extended warranties on electronics I bought a laptop whose battery died after the laptops first anniversary.
I figured, just in time when the one-year warranty has already expired! But, I did buy the laptop with the card, and if I knew about it back then, I could have just called the credit card company and requested an extended warranty on the laptop to kick in.
The extended warranties on electronics are up to one year.
Cash back on purchases This is my favorite.
The best cards offer between 1% and 5% cash backs on all purchases.
Sometimes, there are strings attached, so it may make sense for you to familiarize yourself with the details of the cash back programs.
Price protection When you have found the identical item within the 60 days of your purchase, somewhere else at the lower price, you may be reimbursed the difference by your card issuer.
Satisfaction guarantee This day and age, sometimes the offers we buy simply turn out worse than advertised.
In such cases, you can contact your card company within 60 days of the date of purchase and, if the vendor or the store will not accept the return, the card company will reimburse you for the cost of the product or service up to $200.
They can increase money in your pocket and provide you with extra peace of mind.
Who would mind that? The top credit card perks are: Travel cancellation insurance, car rental collision insurance, extended warranty on electronics, cash backs, price protections, and satisfaction guarantee.
These are our favorite ones.
Just make sure that all the products and services are purchased with the card for the perks to kick in.
Travel cancellation insurance Airlines are notorious for charging hundreds of dollars when you change your travel plans the last minute.
However, there are legitimate reasons for you to postpone or advance the trip.
So when the airline is not cooperating, just call your card company and request your travel cancellation insurance to kick in.
They will take care of the last minute travel cancellation fees.
Car rental collision insurance Just say no to any car collision insurance when you are getting your car rental.
This insurance is unnecessary when you are paying with the card.
Your insurance limit will be in the tens of thousands of dollars, so you will be well protected.
Extended warranties on electronics I bought a laptop whose battery died after the laptops first anniversary.
I figured, just in time when the one-year warranty has already expired! But, I did buy the laptop with the card, and if I knew about it back then, I could have just called the credit card company and requested an extended warranty on the laptop to kick in.
The extended warranties on electronics are up to one year.
Cash back on purchases This is my favorite.
The best cards offer between 1% and 5% cash backs on all purchases.
Sometimes, there are strings attached, so it may make sense for you to familiarize yourself with the details of the cash back programs.
Price protection When you have found the identical item within the 60 days of your purchase, somewhere else at the lower price, you may be reimbursed the difference by your card issuer.
Satisfaction guarantee This day and age, sometimes the offers we buy simply turn out worse than advertised.
In such cases, you can contact your card company within 60 days of the date of purchase and, if the vendor or the store will not accept the return, the card company will reimburse you for the cost of the product or service up to $200.
