If you are a trades-person or a blue collar worker in Canada, getting disability insurance to protect your income can be difficult and often expensive. Consider this non-traditional solution of combining injury only disability insurance with critical illness insurance to provide you with excellent c

Whenever an accident occurs in the industry, it is taken as an employer's responsibility to take care of the worker. There can be many reasons for the accident but no justification is enough to safeguard the interest of the employer. In fact, it is the interest of the workers that needs to be p

Disability insurance is one of the most important types of insurance coverage a person can purchase. Specifically for those who work in a specialized profession, like Physicians, Disability insurance can very well protect the hard work, devotion and 12 years of school and residency it takes to becom

It sounds pretty good; you get your insurance sorted with a minimum of fuss, no doctors appointments or blood tests and no uncomfortable medical history questions. So if you can organise your life insurance without all this fuss why would anyone bother to use insurance companies that subject you to

This article provides consumers with a break down of the definition of total disability in an individual disability insurance policy. The article addresses the importance of understanding how "total disability" and "your occupation" are defined, so that consumers may better under

Employers have a legal and a moral responsibility to provide their employees safety at their workplaces. But despite the best of safety measures in place, accidents cannot be totally eliminated and they can, at best, be minimized. It is the responsibility of an employer to maintain a safe workplace,

What to do when an employee has claimed a suspicious work-related injury and what happens next. Usually, a Private Investigator will be hired by the Workers Compensation Adjuster or Examiner to take care of the investigation. However, employers will sometimes play a crucial role in the investigation

Most workers spend more time on the job each day than they do with their own families, so it's to be expected that accidents will eventually happen on the job. Although most companies try to take at least some measures to avoid workplace injuries, they still occur which is why the government re

Workplace accidents can be very devastating depending on the type of work at stake. For instance, in places where poisonous chemical are involved or complex machines are handled, it could be very dangerous when accidents occur.

Can you pay your bills for sixteen weeks on $561 per week, before taxes? This is an important question to ask yourself if you work in New Jersey, and you are planning a pregnancy.

If you are applying for Social Security Disability Insurance or Supplemental Security Income, you might be wondering what your chances are of actually getting into the program. After all, it is a long and intensive process to be considered for either one of these programs. If you are not eligible, i

Body: Major long term goal is known as laddering. Laddered term life insurance offers you higher amount of coverage in the short term, and reducing coverage in the long term. If a person is not ...

One of the questions many business owners face when they start a new business is whether they are required to carry workers' compensation insurance on the employees they hire. While most states vary in their rules and regulations regarding workers' compensation, let's take a look at F

Farm Health Insurance is certainly a priority for any individual who finds their livelihood from farming or working the land in some form. Working and living on a farm might just sound like the ultimate in wholesome existences. Nevertheless, you will find only two occupations which are much more haz

Not all injuries that occur on the job are permanent injuries. Sometimes they require a person to disrupt his or her work for only a few days or at most two weeks. In these cases, the person cannot reasonably expect to receive workers compensation payments for the rest of his or her working life. Be

Whether it is an accident or an illness, all types of unforeseen events happen every day. These types of things help encourage one to take a good look at individual disability insurance.

Social Security Disability Insurance is a state mandated insurance policy aimed at protecting employees who get disabled and cannot work for one year or more or whose disability may result in death within a year. The cash benefits are paid to workers who prior to disability earned enough work credit

Did you know that most Australian’s have little or no say about how their life insurance will be paid? Does this affect you and does it seem right? Life Insurance in Superannuation Well if your ...

The New York Times series on Workers Compensation fraud and abuse overlooks victimized employers who bear the brunt of Workers Comp costs. Businesses and organizations are routinely overcharged on their premiums. But they can fight back.

The vast majority of individuals grow up idolizing one professional athlete or another at sometime during their young life. In many ways it is on the same level as the idolizing of the screen stars, we run to the theater to see. Affordable health insurance is an issue they share, both in health care