There Is Life After Bankruptcy
Are you among the many people who believe filing for bankruptcy is the end of the world? Nowadays, it doesn't need to be the end. In fact, with a little knowledge and motivation, it can be the beginning of something wonderful.
The first step, after you've been through the filing process and the dust has settled financially, is to simply get over it. Don't give in to the guilt and depression that so often accompany filing. Consider it an opportunity for you to shape your life into something fantastic. You've probably been struggling financially for a long time and that can take a toll in all aspects of your life. Don't add to your troubles by thinking you've failed.
All people make mistakes in life. Bankruptcy is a way to rid yourself of the mistakes you've made and get on with your life in a new way. Above all, don't punish yourself or anyone else for those mistakes by not striving to be the best you can be.
Besides, all the mental anguish and angry feelings you may put yourself through will never change the fact you had to file bankruptcy. Consider yourself fortunate to be able to have a second chance in life.
The second step is reminding yourself that life seems to come in seasons. Filing for Chapter 7 or 13 is a sort of wintry season when things seem to be dying. But, that's only in their appearance. There's still plenty of life underneath the look of death.
With bankruptcy, it's somewhat of a "financial death", but it really is an opportunity to put all of your past errors in judgment to rest. They're all wiped out, and you're given the gift of starting over.
The third step is to choose to live within your means and not on credit. This is a difficult and challenging step for some people only because they've lived so long on credit it has definitely become a habit. But habits can be broken and making the wise choice to live within your means is a great way to break them.
Tell yourself you don't have to have a new car every year, or a bigger house or whatever it is that entices your desires. The odd thing is that you couldn't afford those things in the first place since you felt compelled to overcharge. When you think about your financial life in this light, you really haven't lost anything.
Filing for bankruptcy is often a necessary evil. But, it doesn't have to wreck and ruin you for the rest of your life. It's all a matter of perspective. A new day is dawning in your life. Dwell upon what you still have and not what you seem to have lost. If you do this, you will soon joyfully discover there still is life afterwards. It's time for you to make the most of the gift of the second chance you've been given.
The first step, after you've been through the filing process and the dust has settled financially, is to simply get over it. Don't give in to the guilt and depression that so often accompany filing. Consider it an opportunity for you to shape your life into something fantastic. You've probably been struggling financially for a long time and that can take a toll in all aspects of your life. Don't add to your troubles by thinking you've failed.
All people make mistakes in life. Bankruptcy is a way to rid yourself of the mistakes you've made and get on with your life in a new way. Above all, don't punish yourself or anyone else for those mistakes by not striving to be the best you can be.
Besides, all the mental anguish and angry feelings you may put yourself through will never change the fact you had to file bankruptcy. Consider yourself fortunate to be able to have a second chance in life.
The second step is reminding yourself that life seems to come in seasons. Filing for Chapter 7 or 13 is a sort of wintry season when things seem to be dying. But, that's only in their appearance. There's still plenty of life underneath the look of death.
With bankruptcy, it's somewhat of a "financial death", but it really is an opportunity to put all of your past errors in judgment to rest. They're all wiped out, and you're given the gift of starting over.
The third step is to choose to live within your means and not on credit. This is a difficult and challenging step for some people only because they've lived so long on credit it has definitely become a habit. But habits can be broken and making the wise choice to live within your means is a great way to break them.
Tell yourself you don't have to have a new car every year, or a bigger house or whatever it is that entices your desires. The odd thing is that you couldn't afford those things in the first place since you felt compelled to overcharge. When you think about your financial life in this light, you really haven't lost anything.
Filing for bankruptcy is often a necessary evil. But, it doesn't have to wreck and ruin you for the rest of your life. It's all a matter of perspective. A new day is dawning in your life. Dwell upon what you still have and not what you seem to have lost. If you do this, you will soon joyfully discover there still is life afterwards. It's time for you to make the most of the gift of the second chance you've been given.
