10 Best Pet Insurance Ideas to Safeguard Your Pets
1.
Check your auto insurance to see if your pet is covered in case of collision.
Auto insurance companies like Progressive offer special riders for pet owners in the event that their pets become injured during car travel.
2.
Make sure your policy has a wellness plan.
Wellness plans were created by insurance companies to help pay for routine pet care like physical exams and annual vaccinations.
If you enroll your pet at a young age, you will reduce the chance of insurance companies excluding your animal for pre-existing conditions.
3.
Make sure your pet is covered by a stable company.
Longevity is key when selecting a pet insurance company.
Find out how long your company has been in business and examine how they are viewed by the Better Business Bureau.
Steer clear of companies that have a large number of customer complaints.
4.
Get immediate coverage.
Make sure you sign up for a policy that activates the day that you sign the dotted line.
Many companies choose to delay policy benefits for certain aspects of your policy's coverage, sometimes forcing you to wait up to 30 days for coverage.
5.
Make sure you're covered on the road.
Some companies like to sneak in an exclusion that precludes your pet from insurance benefits when he is physically away from your property.
6.
Avoid companies that promise to reimburse you âEURoeas quickly as possible.
Consider this similar to when your second cousin Louie asks you for a loan.
In both cases, you're likely to never see your money again.
7.
Policy cancellation penalties should be non-existent.
Companies should never charge you for cancelling their benefits.
8.
Stock up on meds before traveling with your pet.
Nothing slows down insurance reimbursements like pet bills from atypical locations.
Ensure that your benefits will be in full effect by planning ahead for extended absences.
9.
Look for discounts.
The ASPCA and the Humane Society both offer vaccination clinics at reduced rates.
These clinics can often cost less than an insurance-covered visit to your primary veterinarian.
10.
Get a second opinion.
You may trust your vet, but if she is recommending costly procedures, call up your pet insurance company to discuss possible alternatives or to ask for recommendations for a second opinion.
Check your auto insurance to see if your pet is covered in case of collision.
Auto insurance companies like Progressive offer special riders for pet owners in the event that their pets become injured during car travel.
2.
Make sure your policy has a wellness plan.
Wellness plans were created by insurance companies to help pay for routine pet care like physical exams and annual vaccinations.
If you enroll your pet at a young age, you will reduce the chance of insurance companies excluding your animal for pre-existing conditions.
3.
Make sure your pet is covered by a stable company.
Longevity is key when selecting a pet insurance company.
Find out how long your company has been in business and examine how they are viewed by the Better Business Bureau.
Steer clear of companies that have a large number of customer complaints.
4.
Get immediate coverage.
Make sure you sign up for a policy that activates the day that you sign the dotted line.
Many companies choose to delay policy benefits for certain aspects of your policy's coverage, sometimes forcing you to wait up to 30 days for coverage.
5.
Make sure you're covered on the road.
Some companies like to sneak in an exclusion that precludes your pet from insurance benefits when he is physically away from your property.
6.
Avoid companies that promise to reimburse you âEURoeas quickly as possible.
Consider this similar to when your second cousin Louie asks you for a loan.
In both cases, you're likely to never see your money again.
7.
Policy cancellation penalties should be non-existent.
Companies should never charge you for cancelling their benefits.
8.
Stock up on meds before traveling with your pet.
Nothing slows down insurance reimbursements like pet bills from atypical locations.
Ensure that your benefits will be in full effect by planning ahead for extended absences.
9.
Look for discounts.
The ASPCA and the Humane Society both offer vaccination clinics at reduced rates.
These clinics can often cost less than an insurance-covered visit to your primary veterinarian.
10.
Get a second opinion.
You may trust your vet, but if she is recommending costly procedures, call up your pet insurance company to discuss possible alternatives or to ask for recommendations for a second opinion.