Medicare Plans - What is Medicare Part A?
The original Medicare plan was set up to help with health care costs for persons 65 years of age and older.
The Medicare plan consists of two parts: Medicare Part A which is hospital insurance, and Medicare Part B which is Medical Insurance.
This article is about Part A.
Medicare Hospital Insurance is used to help pay costs for inpatient care in hospitals.
Inpatient care means that you check into a facility and spend one or more nights to monitor your care.
There are many varieties of inpatient hospitals.
Acute care hospitals, critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals are all examples of hospitals.
Also, inpatient care in a skilled nursing facility is also covered as long as it is not custodial long-term care.
Additionally, inpatient hospice care is covered.
Medicare Part A covers you only when you are in the hospital.
This includes a semi-private room, meals, general nursing care along with any medication you require during your stay.
Private care such as a private nurse is not covered.
Also, a private room is not covered unless it is medically necessary.
Interestingly, Doctor's services while you are in the hospital are not covered by Medicare Part A.
This is considered a medical service, and is actually covered by the Medical Insurance portion of Medicare.
That is, part B.
There is also inpatient coverage for individuals that have religious beliefs about medical intervention.
Part A covers inpatient care in a Religious Non-Medical Health Care Institution.
In this case, coverage includes only the non-medical, non-religious health care items and services.
In addition to inpatient services, Medicare Part A covers Home Health Services.
These services must be medically necessary, intermittent or part-time.
Examples of home services include: skilled nursing care, physical therapy, speech-language pathology, or an on-going need for occupational therapy.
The services must be ordered by a doctor, and they must be provided by a Medicare-certified home health agency.
Now you know a little bit more about what Medicare Part A is about.
You have learned that it is hospital health insurance, you learned what types of facilities are covered, and that home health care is included.
What you did not learn is that Medicare Plan part A and Part B will not cover all of your medical needs.
Another part of Medicare covers prescription drug coverage.
There is also supplemental coverage available to fill in the coverage gaps left by parts A and B.
The Medicare plan consists of two parts: Medicare Part A which is hospital insurance, and Medicare Part B which is Medical Insurance.
This article is about Part A.
Medicare Hospital Insurance is used to help pay costs for inpatient care in hospitals.
Inpatient care means that you check into a facility and spend one or more nights to monitor your care.
There are many varieties of inpatient hospitals.
Acute care hospitals, critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals are all examples of hospitals.
Also, inpatient care in a skilled nursing facility is also covered as long as it is not custodial long-term care.
Additionally, inpatient hospice care is covered.
Medicare Part A covers you only when you are in the hospital.
This includes a semi-private room, meals, general nursing care along with any medication you require during your stay.
Private care such as a private nurse is not covered.
Also, a private room is not covered unless it is medically necessary.
Interestingly, Doctor's services while you are in the hospital are not covered by Medicare Part A.
This is considered a medical service, and is actually covered by the Medical Insurance portion of Medicare.
That is, part B.
There is also inpatient coverage for individuals that have religious beliefs about medical intervention.
Part A covers inpatient care in a Religious Non-Medical Health Care Institution.
In this case, coverage includes only the non-medical, non-religious health care items and services.
In addition to inpatient services, Medicare Part A covers Home Health Services.
These services must be medically necessary, intermittent or part-time.
Examples of home services include: skilled nursing care, physical therapy, speech-language pathology, or an on-going need for occupational therapy.
The services must be ordered by a doctor, and they must be provided by a Medicare-certified home health agency.
Now you know a little bit more about what Medicare Part A is about.
You have learned that it is hospital health insurance, you learned what types of facilities are covered, and that home health care is included.
What you did not learn is that Medicare Plan part A and Part B will not cover all of your medical needs.
Another part of Medicare covers prescription drug coverage.
There is also supplemental coverage available to fill in the coverage gaps left by parts A and B.
