Free Debt Counseling
You may be looking at debt settlement and wondering how this works and should you go ahead with it. Did you know in at least 12 states, debt settlement is illegal? If you live in the following states: Arizona, Georgia, Hawaii, Louisiana, Maine, Mississippi, New Jersey, New Mexico, New York, North Dakota, West Virginia and Wyoming be aware that debt settlement companies are banned from doing business in these states due to breaking state laws. Not every debt settlement company is above board and operates within the laws of both the state and Federal laws.
You need to be very careful with whom you deal with if you are looking for a debt settlement company in any state. Some are just flying by night that take your money and don't negotiate with the companies that you owe debts to. This leaves you with a much bigger financial mess than you started out with. In principle, a debt settlement company is one that negotiates with your debtors and gets your payments down to where you can afford them. They negotiate for you to owe less and when the debt is paid off, then you will no longer owe the company and your credit report can be cleared.
In reality however, there are many companies out there that just take your money and the debtors never see it. So how can you avoid falling into this type of trap? Doing your homework when it comes to these companies will keep you out of the red zone. If you have a company in mind, you first need to check them out through the BBB in your state. You also need to check the company's record and verify a physical address and telephone number. Get references from the company and check them out before even signing a contract with them.
If they will not give you references or say that this is a limited time offer, walk out the door without signing anything. A legitimate company will not pressure you into signing a contract. They will also gladly give you references that you can fully check. Never leave any paperwork at an office. If you leave, make sure to take the paperwork with you. This will also help you to avoid identity theft and fraud. Check business licenses as well. This sounds like a lot of work, but believe me, the results could save you money.
Free Debt Counseling
For Free Counseling Send and Email to info@debtcaredoctor.com
Send Your
Name, Email, Phone, Debt Amount
One of our representative will give a call within 24 hour for Free Counseling.
Which is Absolutely Free of Cost.
You need to be very careful with whom you deal with if you are looking for a debt settlement company in any state. Some are just flying by night that take your money and don't negotiate with the companies that you owe debts to. This leaves you with a much bigger financial mess than you started out with. In principle, a debt settlement company is one that negotiates with your debtors and gets your payments down to where you can afford them. They negotiate for you to owe less and when the debt is paid off, then you will no longer owe the company and your credit report can be cleared.
In reality however, there are many companies out there that just take your money and the debtors never see it. So how can you avoid falling into this type of trap? Doing your homework when it comes to these companies will keep you out of the red zone. If you have a company in mind, you first need to check them out through the BBB in your state. You also need to check the company's record and verify a physical address and telephone number. Get references from the company and check them out before even signing a contract with them.
If they will not give you references or say that this is a limited time offer, walk out the door without signing anything. A legitimate company will not pressure you into signing a contract. They will also gladly give you references that you can fully check. Never leave any paperwork at an office. If you leave, make sure to take the paperwork with you. This will also help you to avoid identity theft and fraud. Check business licenses as well. This sounds like a lot of work, but believe me, the results could save you money.
Free Debt Counseling
For Free Counseling Send and Email to info@debtcaredoctor.com
Send Your
Name, Email, Phone, Debt Amount
One of our representative will give a call within 24 hour for Free Counseling.
Which is Absolutely Free of Cost.
